Terms of Service

Last updated: February 16, 2026

1. Acceptance of Terms

By accessing or using the All About Money application and website ("Service"), operated by SilverOakApps Pty Ltd ("we", "us", "our"), you agree to be bound by these Terms of Service. If you do not agree, please do not use our Service.

2. Description of Service

All About Money is an investment tracking and portfolio management tool. It provides market data, portfolio syncing, and analytical tools. The Service is for informational purposes only and does not constitute financial advice.

3. Not Financial Advice

The information provided through All About Money is for general informational and educational purposes only. It should not be considered as financial, investment, tax, or legal advice. Always consult a qualified financial adviser before making investment decisions. We are not responsible for any investment losses.

4. User Accounts

You are responsible for maintaining the confidentiality of your account credentials. You agree to provide accurate information when creating your account and to notify us immediately of any unauthorised access.

5. Alpha Program

The alpha program provides early access to features that may be incomplete or contain bugs. By participating, you acknowledge that the Service may not function as expected. Alpha testers who sign up during this period are eligible for a lifetime 50% discount on premium plans, subject to our discretion.

6. Acceptable Use

You agree not to:

- Use the Service for any unlawful purpose
- Attempt to gain unauthorised access to our systems
- Interfere with or disrupt the Service
- Scrape, crawl, or otherwise extract data from the Service in an automated manner
- Resell or redistribute the Service without our written consent

7. Intellectual Property

All content, features, and functionality of the Service are owned by SilverOakApps Pty Ltd and are protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, or distribute our content without prior written permission.

8. Third-Party Integrations

The Service may integrate with third-party exchanges, wallets, and data providers. We are not responsible for the availability, accuracy, or security of third-party services. Your use of third-party services is subject to their respective terms and policies.

9. Limitation of Liability

To the fullest extent permitted by law, SilverOakApps Pty Ltd shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Service, including but not limited to loss of data, loss of profits, or investment losses.

10. Termination

We may suspend or terminate your access to the Service at any time, with or without cause. Upon termination, you may request export of your data by contacting us.

11. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes via email or through the Service. Continued use after changes constitutes acceptance of the updated Terms.

12. Governing Law

These Terms are governed by the laws of the State of Victoria, Australia. Any disputes shall be resolved in the courts of Victoria, Australia.

13. Contact Us

If you have questions about these Terms, contact us at:
hello@silveroakapps.com

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